FAQ
Frequently Asked Questions
Almost everything involved in the home buying (or selling) process! A Realtor is your most valuable asset when buying a home. They will walk you through every part of the home buying process and will do much of the hard work for you. They will educate and inform you of all your options. And finally, they will represent you throughout the transaction and beyond.
Nothing at all! You do not have to pay your Realtor anything to help you purchase a home. The seller pays the Realtor fees, typically between 2.5-7%. This is split between the agent who lists the home, and the agent who “brings the buyer” for the purchase of the home. **Hot Tip: Remember, the seller's Realtor works for the seller. You should ALWAYS use your own Realtor, especially since you do not have to pay for our services. This will ensure you have someone with your best interest at heart.**
Usually around 3-5% but it depends on the loan type The most common answer is 3% to 5% of the purchase price. There are also some conventional loans that require just 3% down. Veterans are usually eligible for a VA loan, which requires no money down. Properties in rural areas are usually eligible for a USDA loan, which also requires no money down. You will also need closing costs. Average closing costs are also typically between 3% and 6% of the loan amount.
No problem! We can help you sell your home, and help you buy a new home!
We have other options! Your first step should be to let Us put you in touch with a qualified lending expert to check your qualifications. If immediate approval is not an option, our team of experts will work with you to get you on the path to home ownership. In the meantime, we have other programs which you may qualify for. Through our Lease With The Right To Purchase option, you can find and live in your dream home, while you work to get qualified. Once you are qualified, you can purchase your home! Through this option, there is no obligation to purchase the home, you will live under the standard annual lease option.
Absolutely! There are some great home buying programs to research. In the “Lenders” tab of our webpage is where you will see my preferred Lenders website. They have some information on the different types of loans but the main ones would be VA loans and FHA loans. Knowing the difference between these two loans is very important.
© 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor eXp Realty in Kerrville shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The database information herein is provided from and copyrighted by the North Texas Real
Austin Board of REALTORS® Copyright ©2026 All rights reserved.
Information provided courtesy of LERA MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is believed to be accurate but not guaranteed. Provided courtesy of LERA MLS. Copyright 2026 LERA MLS, All Rights Reserved. Data last updated September 17, 2026 4:00 PM UTC
Kerrville Board of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested
